Graham counsels national and regional banks nationwide on litigation and regulatory issues arising from banking operations, third-party legal order processing and pre-litigation dispute resolution. His representative experience includes handling all aspects of appeals, trial court litigation and arbitration in over thirty states. In addition, he counsels mortgage lenders and mortgage servicers in a wide variety of matters including litigation related to consumer banking claims, home loans and insurance claims. Graham maintains an active pro bono practice through referrals from the Charlotte Center for Legal Advocacy and was named to the North Carolina Pro Bono Honor Society in 2016 and 2017 by the Supreme Court of North Carolina.
His previous experience includes general commercial litigation and construction litigation for a New Jersey-based law firm. In addition to his Juris Doctor from Duke University, Graham received a master’s degree, summa cum laude, from St. John’s University in Rome, Italy, along with an Advanced Certification in International Law & Diplomacy.
Has defended multiple national banks in actions across state and federal courts in over a dozen jurisdictions. Defense includes claims on with personal, business and governmental accounts, including cases involving electronic funds transfers (wire and ACH) fraud, customer breach of fiduciary duty, internal investigations and reporting, unauthorized signatures, conversion, holder in due course, warranties and fraud. Regulatory and non-litigation counseling includes resolving Electronic Funds Transfer Act / Regulation E customer disputes, CFBP complaints and attorney general investigation responses. Has additionally represented national banks in offensive recovery actions against customers and third parties and federal statutory interpleader actions.