John E. Joseph

Attorney

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Practices
Industries
Education
  • The University of Akron, Akron Law, JD, 2001
  • Saint Vincent College, BS, Political Science, summa cum laude, 1998
Admissions
  • Pennsylvania
  • Indiana
  • Ohio
  • Tennessee
  • U.S. District Court for the Northern District of Indiana
  • U.S. District Court for the Northern District of Indiana
  • U.S. District Court for the Northern District of Ohio
  • U.S. District Court for the Eastern District of Tennessee
  • U.S. District Court for the Middle District of Tennessee
  • U.S. District Court for the Western District of Tennessee
  • U.S. District Court for the Western District of Pennsylvania

John’s practice focuses on financial services litigation in both state and federal courts involving banks, loan servicers, credit card companies, and financial institutions.  He has represented lenders nationwide in actions involving statutory claims under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Telephone Consumer Protection Act, the Truth in Lending Act, the Real Estate Settlement Procedures Act, state fair lending and deceptive trade practice laws, and also in actions for breach of contract, wrongful foreclosure and fraud claims.

John also has valuable experience managing litigation and local counsel in matters arising from lending disputes, often while abiding by pre-approved litigation budgets.

Prior to joining the firm, John gained extensive bankruptcy experience representing clients in United States Bankruptcy Courts spanning the Sixth and Seventh Circuits, regularly appearing before dozens of U.S. Bankruptcy Court Judges. He has represented many of the largest commercial and residential mortgage lenders in thousands of bankruptcies to pursue maximum recovery.

John Joseph
vCard
T: +1 412 667 6018F: +1 412 402 4185Tower Two-Sixty
260 Forbes Avenue
Suite 1800
Pittsburgh, PA 15222-3142

Served as outside counsel representing a financial institution in mortgage litigation actions initiated by borrowers, including developing strategy, drafting dispositive motions, investigating claims, supervising local counsel, and evaluating settlement proposals to resolve disputes.

Represented a financial institution on a portfolio of small business loans to pursue workouts and recovery of assets primarily focused in Pennsylvania, New Jersey, Virginia, Maryland, and New York, including the drafting of modification agreements and confessions of judgment, obtaining liens on real property, assisting in the repossession of business equipment, and attaching bank accounts.

Defended an auto lender on a portfolio of loans arising from consumer disputes involving alleged breaches of sales warranties and violations of state collection laws  primarily in West Virginia, Texas, Missouri, Minnesota and Washington, including managing local counsel and conducting settlement negotiations.

Negotiated multiple favorable settlements for a credit card company for alleged violations of Telephone Consumer Protection Act and applicable state collection laws prior to the institution of litigation by the borrowers, enabling the lender to avoid the costs of litigation.

Defended mortgage lenders against adversary proceedings and contested matters filed by bankruptcy debtors and trustees.

Worked alongside colleagues in the bar and with the bench to adopt new procedures and requirements arising out of The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, the first significant changes to the bankruptcy code since 1979.

Advised and assisted mortgage lenders with the implementation of new mortgage servicing standards and practices in the wake of the National Mortgage Settlement.