H. Carter Redd

Senior Counsel

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  • University of Richmond School of Law, JD, cum laude, Member, University of Richmond Law Review, 1992
  • Virginia Polytechnic Institute and State University, BSCE, cum laude, 1980
  • Washington and Lee University, BA, 1973
  • Virginia
  • U.S. Bankruptcy Court for the Eastern District of Virginia
  • U.S. Court of Appeals for the 4th Circuit
  • U.S. District Court for the Eastern District of Virginia
  • U.S. District Court for the Western District of Virginia

Member, Virginia State Bar

Member, Virginia Bar Association

Member, Real Estate Section, Richmond Bar Association

President. Hanover Bar Association, 2004-2005

President, 2005-2006; Board of Directors, 1998-present, Hanover Association of Businesses and Chamber of Commerce

Carter focuses primarily on insurance coverage advice, negotiation and litigation. He is particularly conversant with commercial general liability, professional liability, D&O liability and property policies. His advice to clients on coverage issues ranges from negotiating policy language to negotiating indemnity and insurance provisions in commercial contracts to seeking recovery for losses. His representative matters include complex coverage disputes involving multiple layers of coverage in multiple years, business interruption claims development and collection, property loss claims, advice and negotiation regarding long tail coverage implicated by potential asbestos and/or environmental liability, Bermuda Form litigation, and general analysis of and advice regarding corporate insurance programs.

Carter also focuses on real estate litigation. Formerly the president and principal of a land surveying firm, he utilizes this prior experience in the litigation of easement issues, boundary disputes and title disputes.

H. Carter Redd
T: +1 804 775 1155F: +1 804 698 2144Gateway Plaza
800 East Canal Street
Richmond, VA 23219-3916

Representation of a Fortune 500 company in persuading its carrier to provide defense and indemnity in connection with, and ultimately settle, a gunshot case in Western Kentucky.

Representation of an entertainment/hospitality corporation in persuading its primary and excess carriers to contribute substantially to settlement of a Missouri class action brought under the Telephone Consumer Protection Act.

Representation of a Virginia municipality against various underwriters at Lloyds of London and an associated broker on an insurance backed warranty.

Representation before Pennsylvania Superior Court and Pennsylvania Supreme Court of the estate of a large bankrupt hospital corporation in a dispute over coverage among multiple excess and primary carriers who were refusing to resolve a multimillion-dollar malpractice claim.

Drafting self insurance program for a Fortune 500 company.

Advising Fortune 500 company on indemnity and insurance provisions of various construction contracts.

Advice to the board of directors of an institutional investment fund on the procurement of directors and officers insurance.

Advice to a utility on whether its old general liability policies with intact long-tail pollution and asbestos coverage should be commuted in light of the state of the insurance industry, including analysis of a commutation proposal and the utility’s historic coverage structures.

Representation in West Virginia of an architectural woodwork manufacturer on its claim for business interruption associated with a fire.

Representation of a North Carolina hospital group in persuading its malpractice carrier to settle a case involving a quadriplegic who claimed the hospital had broken his neck during intubation.

Negotiation of a $100 million insurance policy to protect a concrete and gravel operation in its provision of drinking water to a West Virginia municipality.

Recovery of approximately $1 million in business interruption losses resulting from the failure of a number of large gears in a concrete plant.

Negotiation of various facets of coverage, including multiple party defense cost sharing agreements, for a Fortune 200 company associated with multiple party asbestos premises liability lawsuits in Louisiana, Texas, California and Washington. The representation required retrieval of applicable insurance policies from the 1950s through the 1980s, and research of 30 years of employee records to categorize plaintiffs for coverage purposes.

Assistance to a hospital foundation in obtaining catastrophic hospital and medical malpractice coverage.

Real Estate

Representation of a Fortune 500 company in suit to partition multiple parcels of land in Virginia.

Representation of bank in boundary dispute litigation.

Representation of landowner in litigation to quite title to and establish location of easement for development purposes.

Representation of estate in litigation establishing easement by prescription.

Advice to surveying company regarding resolution of gap caused by conflicting surveys of record.

Representation of developer in dispute with surveyor over boundary location.

Representation of fraternal order in litigation to quiet title to cemetery property.

Negotiation on behalf of landowner to persuade neighbor to allow ingress and egress across existing road.

Assistance in class action litigation on behalf of utility regarding location of and rights to use of multistate easements.

Advice to national construction products corporation in resolution of boundary disputes associated with purchase of retail location.

Co-author, "Commercial General Liability," Insurance Law in Virginia, Ch. 16, Virginia CLE Publications, 2006; 2009 Supplement
Co-author, "Commercial Property Insurance," Insurance Law in Virginia, Ch. 17, Virginia CLE Publications, 2006; 2009 Supplement
Co-author, "Director 'and Officers' Liability," Insurance Law in Virginia, Ch. 18, Virginia CLE Publications, 2006; 2009 Supplement