Gregory D. Spink Attorney

Greg is a financial services attorney focusing on residential mortgages managing a multi-state litigation practice.

He advises his clients in defensive litigation and contested foreclosures, involving claims relating to fraud, Unfair & Deceptive Trade Practices, the Fair Debt Collection Practices Act, Fair Credit Reporting Act, Real Estate Settlement Procedures Act, Telephone Consumer Protection Act, among other federal regulations. He also handles origination issues impacting real property title, standing to foreclose, and competing lienholder disputes. He has extensive knowledge of easement issues, eminent domain acts, housing code violations, lending laws, loan modifications, and directives of the Consumer Financial Protection Bureau.

Greg prides himself on being able to handle the most complex issues and working with his clients to provide creative and effective solutions to protect their security assets. He is an experienced litigator serving as first chair for hundreds of motions, hundreds of bench trials, and dozens of jury trials. He has experience with all aspects of litigation from filing the first legal pleading to being the lead author of several North Carolina and South Carolina Court of Appeal matters. 

Greg also serves on the Board of Directors for the Lily Pad Haven, Inc., a non-profit organization that provides housing and healthcare for survivors of human trafficking.

Experience

Represented Fortune 500 American financial institution in appellate matter before the North Carolina Court of Appeals and North Carolina Supreme Court, upholding the trial court ruling involving the publication of a foreclosure sale.

Representation of mortgage servicer and investor in federal court involving claims arising from RESPA, FDCPA, TILA, the Gramm-Leach-Bliley Act, and mail fraud, the Court granted his client’s motion pursuant to rule 12(b)(6) dismissing all claims with prejudice.

Representation of mortgage servicer in federal court involving claims involving breach of contract and promissory estoppel based on a loan modification, the Court granted his client’s motion pursuant to rule 12(b)(6) dismissing all claims with prejudice.

Represented trustee in appellate matter before the North Carolina Court of Appeals involving breach of fiduciary duty, upholding the trial court’s ruling that no breach occurred.

  • Charlotte School of Law, JD, Dean’s List, Symposium Editor and Senior Articles Editor, Charlotte Law Review, 2009
  • North Carolina State University, BA, Political Science, 2005

Member, North Carolina Bar Association

Member, South Carolina Bar Association

Member, Mecklenburg County Bar Association

  • Speaker, "Defending Contested Judicial Foreclosures and Counterclaims," USFN America’s Mortgage Banking Attorneys, Loan Management & Servicer Seminar, Jacksonville, Florida, March 2017
  • Speaker, "Verification of Pleadings and Affidavits," USFN America’s Mortgage Banking Attorneys, Loan Management & Servicer Seminar, Charlotte, North Carolina, June 2016
  • Speaker, "Admitting Prior Servicer’s Business Records and Hearsay Exceptions," USFN America’s Mortgage Banking Attorneys, Loan Management & Servicer Seminar, Dallas, Texas, March 2016
  • Speaker, "Protecting Mortgages from Super-lien Housing Code Violations," American Legal Financial Network, Regional Servicer Training Seminar, Dallas, Texas, November 2015
  • Speaker, "Litigating Manufactured Housing Claims," American Legal Financial Network, Regional Servicer Training Seminar, Dallas, Texas, November 2014
  • Speaker, "Issues Involving Contested Non-Judicial Foreclosures," American Legal Financial Network, Regional Servicer Training Seminar, Dallas, Texas, November 2014
  • North Carolina
  • South Carolina
  • U.S. Court of Appeals for the 4th Circuit
  • U.S. District Court for the Eastern District of North Carolina
  • U.S. District Court for the Middle District of North Carolina
  • U.S. District Court for the District of South Carolina
  • U.S. District Court for the Western District of North Carolina

Recipient, American Legal Financial Network, Picture the Future Award, 2016

Recipient, Charlotte School of Law Exemplary Achievement Award, 2009

Recipient, CALI Excellence for the Future Awards, Land Use Law, 2008

  • Author, New South Carolina Code Impacts Foreclosures for Border Counties of North Carolina, USFN America’s Mortgage Banking Attorneys, October 31, 2016
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