CFPB and Bank Regulatory

McGuireWoods’ Consumer Financial Protection Bureau (CFPB) and bank regulatory attorneys advise bank and nonbank clients in supervisory, enforcement and other matters involving the CFPB, other bank regulators and state attorneys general. Our attorneys also routinely provide advice on a wide array of regulatory compliance issues related to consumer financial products and services.

The CFPB team couples the firm’s considerable experience in the financial services industry with an exceptional group of attorneys from our consumer financial services litigation, banking and finance, and government investigations and white collar litigation practices.

McGuireWoods regularly represents many of the largest banks in the United States – as well as many regional and community banks – in litigation, enforcement, compliance and other matters. As a result, many of the firm’s lawyers have significant banking experience, and the firm’s ranks include the former general counsels of multiple banks. We regularly represent clients in a wide array of consumer financial services litigation matters, including significant class-action cases. We also represent many nonbank clients – including national retailers, telecommunications companies and other consumer-oriented businesses – that are impacted by CFPB activities.

Our deep bench includes two former state attorneys general, more than a dozen former federal and state prosecutors, a former U.S. senator and numerous other former government officials. When needed, we can bring to bear an extensive team of legislative and public policy professionals from McGuireWoods Consulting to aid our clients’ efforts to strategically transform public policy at the federal, state and local levels.

McGuireWoods attorneys represent and advise clients in compliance, enforcement and litigation matters involving the full range of consumer financial protection laws and regulations, including the Equal Credit Opportunity Act, Fair Debt Collection Practices Act, Fair Credit Reporting Act, Truth in Lending Act, Regulation Z, Fair Credit Billing Act, Real Estate Settlement Procedures Act, Telephone Consumer Protection Act, Gramm-Leach-Bliley Act, Fair Housing Act, Home Mortgage Disclosure Act, Federal Trade Commission Act, Community Reinvestment Act and the CFPB mortgage rules.

McGuireWoods’ CFPB and bank regulatory team is positioned to strategically advise financial services and other impacted companies on their consumer financial protection issues.

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CONTACTS

John D. Adams Partner T: +1 804 775 4744
Bill Mayberry Partner T: +1 704 343 2024
Results 1-8 of 8
Representative Matter

CFPB Enforcement Action

Defense of a major wireless carrier against a CFPB enforcement action related to alleged UDAAP violations.
Representative Matter

Compliance with Federal Consumer Protection Laws

Assist national bank in developing strategy, practices and team structure for audit of third-party legal collection vendors to ensure compliance with federal consumer protection laws and oversight by the OCC, CFPB and state attorneys general, and conduct all initial due diligence of the network.
Representative Matter

RESPA Compliance

Advise home warranty provider in complying with RESPA, including CFPB guidance.
Representative Matter

CFPB Enforcement Action

Defend an independent mortgage originator and servicer against a CFPB enforcement action related to joint marketing service agreements and alleged deceptive practices, RESPA, FCRA and Regulation N violations.
Representative Matter

Developing compliance programs, policies and training

Assist a major wireless carrier in training and complying with CFPB rules and guidance.
Representative Matter

CFPB investigation

Representation of mortgage loan officers of a major depository institution in responding to a CFPB investigation into kickbacks between a lender and a title company in violation of RESPA.
Representative Matter

Mortgage Loss Mitigation Practices

Defense of a major depository institution against attorney general enforcement actions regarding mortgage loss mitigation practices.
Representative Matter

CFPB enforement against wireless carrier

Represent major wireless carrier in defending against a CFPB enforcement action related to allegations of unfair practices.
Results 1-8 of 8
Results 1-25 of 26
Show All
John D Adams John D. Adams
Partner
Gateway Plaza
800 East Canal Street
Richmond, VA 23219-3916

2001 K Street N.W.
Suite 400
Washington, DC 20006-1040

T: +1 804 775 4744
F: +1 804 698 2061
vCard

T:+1 202 857 2927
F: +1 202 857 1737

Phillip Chang Phillip C. Chang
Associate
2001 K Street N.W.
Suite 400
Washington, DC 20006-1040

T: +1 202 857 1725
F: +1 202 828 2995
vCard
Joshua D Davey Joshua D. Davey
Partner
201 North Tryon Street
Suite 3000
Charlotte, NC 28202-2146

T: +1 704 343 2167
F: +1 704 805 5019
vCard
Kathleen H Dooley Kathleen H. Dooley
Partner
201 North Tryon Street
Suite 3000
Charlotte, NC 28202-2146

T: +1 704 343 2347
F: +1 704 444 8755
vCard
Jason D Evans Jason D. Evans
Partner
201 North Tryon Street
Suite 3000
Charlotte, NC 28202-2146

T: +1 704 343 2050
F: +1 704 444 8774
vCard
Bryan A Fratkin Bryan A. Fratkin
Partner
Gateway Plaza
800 East Canal Street
Richmond, VA 23219-3916

T: +1 804 775 4352
F: +1 804 698 2100
vCard
James C Freije James C. Freije
Attorney
2001 K Street N.W.
Suite 400
Washington, DC 20006-1040

T: +1 202 857 1702
F: +1 202 828 3314
vCard
Alex Gershen Alexander J. Gershen
Associate
Two Embarcadero Center
Suite 1300
San Francisco, CA 94111-3821

T: +1 415 844 1976
F: +1 415 844 1919
vCard
Daniel Goldfried Daniel A. Goldfried
Partner
1345 Avenue of the Americas
7th Floor
New York, NY 10105-0106

T: +1 212 548 2166
F: +1 212 715 6266
vCard
Larry M Goodall Larry M. Goodall
Partner
Gateway Plaza
800 East Canal Street
Richmond, VA 23219-3916

T: +1 804 775 4321
F: +1 804 698 2066
vCard
David L Hartsell David L. Hartsell
Partner
77 West Wacker Drive
Suite 4100
Chicago, IL 60601-1818

T: +1 312 750 8898
F: +1 312 920 6766
vCard
Jodie N Herrmann Jodie Herrmann Lawson
Partner
201 North Tryon Street
Suite 3000
Charlotte, NC 28202-2146

T: +1 704 343 2329
F: +1 704 444 8785
vCard
Ashley Matthews Ashley B. Matthews
Associate
Court Square Building
310 Fourth Street, N.E.
Suite 300
Charlottesville, VA 22902-1288

T: +1 434 977 2570
F: +1 434 980 2250
vCard
Bill Mayberry Bill Mayberry
Partner
201 North Tryon Street
Suite 3000
Charlotte, NC 28202-2146

T: +1 704 343 2024
F: +1 704 444 8751
vCard
Kurt Meyers Kurt W. Meyers
Partner
201 North Tryon Street
Suite 3000
Charlotte, NC 28202-2146

T: +1 704 343 2054
F: +1 704 353 6175
vCard
Jessica E Morrison Jessica E. Morrison
Partner
2001 K Street N.W.
Suite 400
Washington, DC 20006-1040

7 Saint Paul Street
Suite 1000
Baltimore, MD 21202-1671

T: +1 202 857 1705
F: +1 202 828 2983
vCard

T:+1 202 857 1705

Justin Opitz Justin R. Opitz
Partner
2000 McKinney Avenue
Suite 1400
Dallas, TX 75201

T: +1 214 932 6471
F: +1 214 273 7487
vCard
Photo of Alex Villareal O'Rourke Alexandra Villarreal O'Rourke
Partner
201 North Tryon Street
Suite 3000
Charlotte, NC 28202-2146

T: +1 704 373 4632
F: +1 704 444 8701
vCard
Matthew Orso Matthew E. Orso
Associate
201 North Tryon Street
Suite 3000
Charlotte, NC 28202-2146

T: +1 704 373 4629
F: +1 704 444 8823
vCard
Brian E Pumphrey Brian E. Pumphrey
Partner
Gateway Plaza
800 East Canal Street
Richmond, VA 23219-3916

T: +1 804 775 7745
F: +1 804 698 2018
vCard
Susan C Rodriguez Susan C. Rodriguez
Associate
201 North Tryon Street
Suite 3000
Charlotte, NC 28202-2146

T: +1 704 343 2303
F: +1 704 444 8788
vCard
Brandon M Santos Brandon M. Santos
Partner
Gateway Plaza
800 East Canal Street
Richmond, VA 23219-3916

T: +1 804 775 4745
F: +1 804 698 2194
vCard
Darren William Stanhouse Darren W. Stanhouse
Associate
434 Fayetteville Street
Suite 2600
Raleigh, NC 27601

T: +1 919 755 6667
F: +1 919 755 6618
vCard
Christopher Thanner Christopher J. Thanner
Partner
Bank of America Tower
50 North Laura Street
Suite 3300
Jacksonville, FL 32202-3661

T: +1 904 798 2686
F: +1 904 360 6313
vCard
Elizabeth M Z Timmermans Elizabeth M. Z. Timmermans
Associate
434 Fayetteville Street
Suite 2600
Raleigh, NC 27601

T: +1 919 755 6576
F: +1 919 755 6595
vCard
Results 1-20 of 126
Show All
Legal Alert

CFPB Issues Game-Changing Rule On Arbitration Clauses

Subject to Inquiry
July 11, 2017
Legal Alert

Treasury Department Recommends Broad Reforms to CFPB

Subject to Inquiry
July 6, 2017
Legal Alert

CFPB Provides Updated Guidance Related to Loan Forgiveness Program

Subject to Inquiry
June 26, 2017
Legal Alert

Debt Collector Defined: Supreme Court Exempts Debt Purchasers

Subject to Inquiry
June 21, 2017
Legal Alert

The CFPB’s Alternative Data RFI: Making Your Response Count

Subject to Inquiry
April 19, 2017
Legal Alert

CFPB Fails to State Case Against Payment Processor

Subject to Inquiry
March 27, 2017
Legal Alert

D.C. Circuit Grants Rehearing in PHH Case

Subject to Inquiry
February 21, 2017
Legal Alert

Senators Introduce Bill to Restructure CFPB Leadership

Subject to Inquiry
February 14, 2017
Legal Alert

Trump Signals Beginning of Efforts to Curtail Dodd-Frank

Subject to Inquiry
February 7, 2017
Legal Alert

CFPB Again Challenges Meaningful Attorney Involvement

Subject to Inquiry
January 24, 2017
Legal Alert

The Forgotten Face of Student Lending

Subject to Inquiry
January 18, 2017
Legal Alert

CFPB’s 2017 Fair Lending Priorities

Subject to Inquiry
January 10, 2017
Legal Alert

GOP Takes Aim at Dodd-Frank

Subject to Inquiry
January 10, 2017
Legal Alert

Companies Challenge CFPB’s Authority to Issue Civil Investigative Demands

Subject to Inquiry
December 16, 2016
Legal Alert

CFPB Report Highlights Continued Focus on Mortgage Redlining

Subject to Inquiry
November 22, 2016
Legal Alert

Debt Collection Practices Under Scrutiny of CFPB and NY Attorney General

Subject to Inquiry
November 11, 2016
Legal Alert

D.C. Circuit Rebukes CFPB in PHH Case

Subject to Inquiry
October 11, 2016
Results 1-20 of 126