Benjamin J. Sitter Partner

Ben’s practice focuses on complex and class-action lawsuits involving financial institutions, particularly vehicle finance companies and banks.

Ben represents financial industry clients in federal and state courts across the country, particularly in class actions, matters involving vehicle finance, consumer protection claims, Ponzi schemes, and mortgage lending and servicing.  He has defended hundreds of class action and single-plaintiff lawsuits brought under the Fair Debt Collection Practices Act, Fair Credit Reporting Act, Telephone Consumer Protection Act, Truth-in-Lending Act, Equal Credit Opportunity Act, and comparable state laws governing consumer fraud and unfair business practices.

Experience

Obtained seminal decision for vehicle finance company in class action alleging retail installment contracts it purchased violated state usury laws.

Successfully defended vehicle finance company in class action alleging billing practices violated West Virginia consumer protection laws.

Successfully defended vehicle finance company in class action alleging vehicle titling practices constituted unfair trade practices.

Represented vehicle finance companies in multiple class actions alleging that repossession notices failed to comply with UCC and/or state consumer protection laws.

Represented auto finance company in, and settled on an individual basis, nationwide putative class action lawsuit alleging discriminatory lending practices in violation of the Equal Credit Opportunity Act.

Represented vehicle finance company in, and settled on an individual basis, data breach class action alleging negligent disclosure of hundreds of thousands of consumers’ personal information.

Represented financial services clients in multiple nationwide putative class actions alleging violations of the Telephone Consumer Protection Act.

Defended Fortune 100 financial institutions in over a dozen cases across the country claiming that the banks aided and abetted Ponzi schemes.

Obtained $83 million judgment against perpetrators of fraudulent investment scheme.

Represented multiple Fortune 100 financial institutions in putative class actions in bankruptcy courts alleging credit reporting practices violated the bankruptcy discharge injunction.

Management of multiple class action settlements for financial industry clients.

Obtained $2 million judgment on affirmative claims (plus award of attorney’s fees) and complete dismissal of counterclaims in commercial lending dispute.

  • University of California Berkeley School of Law, JD, Supervising Editor, Law Review; Assistant Editor, Berkeley Journal of International Law, 2010
  • Emory University, BA, English and History, with Highest Honors, 2004
  • Emory University, MA, English, 2004
  • California
  • Pennsylvania
  • Supreme Court of California
  • Supreme Court of Pennsylvania
  • U.S. Court of Appeals for the 2nd Circuit
  • U.S. District Court for the Eastern District of Arkansas
  • U.S. District Court for the Western District of Arkansas
  • U.S. District Court for the Central District of California
  • U.S. District Court for the Eastern District of California
  • U.S. District Court for the Northern District of California
  • U.S. District Court for the Southern District of California
  • U.S. District Court for the Central District of Illinois
  • U.S. District Court for the Northern District of Illinois
  • U.S. District Court for the Southern District of Indiana
  • U.S. District Court for the Eastern District of Michigan
  • U.S. District Court for the Western District of Pennsylvania
  • U.S. District Court for the Northern District of Texas
  • U.S. District Court for the Southern District of Texas
  • U.S. District Court for the Eastern District of Wisconsin
  • U.S. District Court for the Western District of Wisconsin
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