Structured Finance

Structured finance is a distinct subset of financing transactions that is inherently interdisciplinary, requiring the input and insights of seasoned practitioners from multiple practice areas. Our structured finance team multiplies the effectiveness of their counsel by marshaling the firm’s vast capabilities in asset-based finance, banking, tax, bankruptcy, litigation and other disciplines to provide full-spectrum representation for clients across the financing ecosystem. McGuireWoods attorneys have successfully advised on billions of dollars in structured finance transactions and have longstanding and collaborative relationships with major financial institutions across the United States and the globe.

We assist clients with structured finance products involving the securitization of traditional, nontraditional and esoteric asset classes, including residential and commercial mortgages, auto loans and leases, credit card receivables, healthcare receivables, student loans, trade receivables, equipment leases, renewable energy credits and carbon offsets, and intellectual property and royalty streams.

With a focus on minimizing and isolating risk while maximizing commercial benefits, structured finance attorneys draft and negotiate relevant documentation, including offering memoranda, indentures, pooling and servicing agreements, trust agreements and swap documents. McGuireWoods’ deep bench of compliance-focused lawyers brings knowledge and experience from across the regulatory landscape to help clients comply with federal and state securities laws, tax regulations and industry-specific rules, such as those imposed by the SEC, CFTC, FINRA and international regulatory authorities.

The firm’s 21-office global footprint, which allows us to serve clients in the U.S., Europe and Asia, makes McGuireWoods well-positioned to advise on cross-border securitizations and regulatory compliance in multiple jurisdictions. Our international capabilities allow us to anticipate legal risks and coordinate with local counsel to ensure seamless execution of multinational transactions. We also assist clients with restructuring distressed structured finance transactions, including negotiating amendments, consent solicitations, bankruptcy issues or litigation.

With precise design, rigorous compliance analysis and meticulous, airtight documentation, McGuireWoods’ structured finance lawyers help issuers, originators, arrangers, underwriters and investors establish and manage a structured loan products and programs backed by innovation and extensive institutional and industry knowledge.