Efrain focuses his practices on financial services litigation and advising corporate clients on financial regulatory and enforcement trends.
Efrain counsels clients on a variety of issues including state foreign-language disclosure laws, fair lending, Electronic Fund Transfer Act (Regulation E), Truth in Lending Act (Regulation Z), Equal Credit Opportunity Act (Regulation B), and unfair, deceptive, or abusive acts or practices (UDAAP). As a native Spanish speaker, Efrain reviews consumer-facing financial documents in Spanish and advises clients on legally required changes.
Prior to joining McGuireWoods, Efrain practiced at a national litigation boutique firm and represented individuals, business owners, hotel owners, large national organizations, and multi-billion international corporations on a wide variety of complex litigation matters that ranged from bet-the-business disputes to civil rights actions related to the Voting Rights Act and the Americans with Disabilities Act. He represented and advocated for clients in federal and state courts, as well as in mediation and arbitration.
Member, Dallas Hispanic Bar Association