Ashley B. Matthews Partner

Ashley advises retailers and financial institutions with respect to consumer financial services, privacy and security, and governance matters.

She counsels organizations with respect to the Truth in Lending Act (TILA), Consumer Leasing Act (CLA), Equal Credit Opportunity Act (ECOA), Fair Credit Reporting Act (FCRA), Electronic Fund Transfer Act (EFTA), the Gramm–Leach–Bliley Act (GLBA), the Servicemembers Civil Relief Act (SCRA), the Electronic Signatures in Global and National Commerce Act (ESIGN Act) and equivalent state-level financial services, consumer protection and unfair trade practices laws. Ashley also advises clients with regard to state and federal automatic renewal and home solicitation sale laws. 

Ashley has regularly advised home warranty companies concerning compliance with federal and state laws and regulatory guidance, including creation of a state-by-state compliance handbook for home warranties and service contracts. She also routinely assists clients with licensing and responses to regulatory inquires. 

Ashley holds the CIPP/US credential as a Certified Information Privacy Professional from the International Association of Privacy Professionals (IAPP). Ashley has also earned the PCI Professional qualification from the Payment Card Industry Security Standards Council, which allows her to assist clients in building secure payment environments and achieving PCI compliance. She is co-editor of the American Bar Association’s Consumer Financial Services Committee Newsletter.

While earning her law degree at the University of Virginia School of Law, Ashley was a two-year recipient of the Dillard Fellowship. She also served as the president of the Public Interest Law Association, and was elected to the Raven Society. While earning her master’s degree in newspaper journalism from New York University, Ashley received a grant to participate in the Russian-American Journalism Institute. Prior to attending law school, Ashley worked as a consultant for USAID in the United States and Afghanistan, focusing on local governance development programs.


Representation of a publicly-traded leader in education loan management and business processing solutions in connection with its partnership with a Card-as-a-Service (CaaS) platform offering robust cloud-based end-to-end credit card technology services to financial institutions.

  • University of Virginia School of Law, JD, Editorial Board Member, Virginia Journal of Criminal Law, 2012
  • New York University, MA, Newspaper Journalism, 2004
  • Texas Lutheran University, BA, English and Communications Studies, summa cum laude, with Honors, 2003

Board member, Virginia Bar Equity Association

Co-editor, ABA Consumer Financial Services Committee Newsletter, April 2018 - Present

Young Lawyer Liaison, ABA’s Consumer Financial Services Committee, International Taskforce, April 2016 - April 2018

Volunteer, Boys and Girls Club of Central Virginia Learning Circles Program

Volunteer, Big Brothers Big Sisters of the Central Blue Ridge

Member, The Junior League of Charlottesville

  • Virginia
  • Supreme Court of Virginia

Selected for inclusion in “Legal 500 United States,” Cyber Law, 2021

Named a "Rising Star," Cyber Law, Legal 500 US, 2019, 2020

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