Consumer Financial Services Regulatory

McGuireWoods’ consumer-financial-services regulatory team advises clients in enforcement, supervision, and other matters before regulating authorities such as the Consumer Financial Protection Bureau (CFPB), Office of the Comptroller of the Currency (OCC), Federal Reserve Board, Federal Deposit Insurance Corporation (FDIC), Federal Trade Commission, Department of Justice (DOJ), state banking regulators, and state attorneys general.

With one of the preeminent CFPB practices in the United States, McGuireWoods regularly helps banks and other financial-services companies with regulatory-compliance issues related to consumer-financial products and services, including mortgages, credit cards, auto loans, retail loans, student loans, payment processing, debt collection, real-estate-settlement services, and credit reporting.

We have vast experience with consumer-financial-protection laws and regulations, including the:

  • Consumer Financial Protection Act of 2010
  • Federal Trade Commission Act
  • Equal Credit Opportunity Act and Regulation B
  • Community Reinvestment Act
  • Fair Debt Collection Practices Act and Regulation F
  • Electronic Fund Transfer Act and Regulation E
  • Electronic Signatures in Global and National Commerce Act
  • Fair Credit Reporting Act and Regulation V
  • Truth in Lending Act and Regulation Z
  • Real Estate Settlement Procedures Act and Regulation X
  • Servicemembers’ Civil Relief Act
  • Telephone Consumer Protection Act
  • Gramm-Leach-Bliley Act and Regulation P
  • Fair Housing Act
  • Home Mortgage Disclosure Act

We also assist clients on matters related to the Nacha Operating Rules and Guidelines, the card-brand rules, and other industry rules and guidelines.




Team Leaders

Full Team
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