Ashley advises retailers and financial institutions with respect to consumer financial services, privacy and security, and governance matters.
She counsels organizations with respect to the Truth in Lending Act (TILA), Consumer Leasing Act (CLA), Equal Credit Opportunity Act (ECOA), Fair Credit Reporting Act (FCRA), Electronic Fund Transfer Act (EFTA), the Gramm–Leach–Bliley Act (GLBA), the Servicemembers Civil Relief Act (SCRA), the Electronic Signatures in Global and National Commerce Act (ESIGN Act) and equivalent state-level financial services, consumer protection and unfair trade practices laws. Ashley also advises clients with regard to state and federal automatic renewal and home solicitation sale laws.
Ashley has regularly advised home warranty companies concerning compliance with federal and state laws and regulatory guidance, including creation of a state-by-state compliance handbook for home warranties and service contracts. She also routinely assists clients with licensing and responses to regulatory inquires.
Ashley holds the CIPP/US credential as a Certified Information Privacy Professional from the International Association of Privacy Professionals (IAPP).
While earning her law degree at the University of Virginia School of Law, Ashley was a two-year recipient of the Dillard Fellowship. She also served as the president of the Public Interest Law Association, and was elected to the Raven Society. While earning her master’s degree in newspaper journalism from New York University, Ashley received a grant to participate in the Russian-American Journalism Institute. Prior to attending law school, Ashley worked as a consultant for USAID in the United States and Afghanistan, focusing on local governance development programs.
- Representation of a publicly-traded leader in education loan management and business processing solutions in connection with its partnership with a Card-as-a-Service (CaaS) platform offering robust cloud-based end-to-end credit card technology services to financial institutions.
University of Virginia School of LawJD
Editorial Board Member, Virginia Journal of Criminal Law2012
- New York UniversityMANewspaper Journalism2004
Texas Lutheran UniversityBAEnglish and Communications Studies
summa cum laude, with Honors2003
Board member, Virginia Bar Equity Association
Co-editor, ABA Consumer Financial Services Committee Newsletter, April 2018 – December 2021
Young Lawyer Liaison, ABA’s Consumer Financial Services Committee, International Taskforce, April 2016 – April 2018
Volunteer, Boys and Girls Club of Central Virginia Learning Circles Program
Volunteer, Big Brothers Big Sisters of the Central Blue Ridge
Member, The Junior League of Charlottesville
- Supreme Court of Virginia
Selected for inclusion in “Legal 500 United States,” Cyber Law, 2021
Named a “Rising Star,” Cyber Law, Legal 500 US, 2019, 2020
- Author, FTC and CFPB Announce New Rules to Tackle Junk Fees, Consumer FinSights, October 16, 2023
- Author, Real-Estate Agents Who Participate in Joint Ventures Should Be Wary of the CFPB’s Recent Policy Statement on Abusive Conduct, Consumer Finsights, July 11, 2023
- Author, California Leads the Way on Commercial Lending Disclosures, Consumer FinSights, February 6, 2023
- Author, Data Privacy Day 2021: Privacy and Cybersecurity Are On Our Minds, Too, Password Protected, January 28, 2021
- Author, Supreme Court Decision Likely Expands the Reach of Fair Lending Laws to Protect Sexual Orientation and Gender Identity, Consumer FinSights, June 23, 2020
- Author, NYDFS Seeks Assurances from Regulated Entities in the Wake of COVID-19, Password Protected, March 19, 2020
- Author, CFPB Issues Proposed Revisions to GLBA Annual Privacy Notice Requirement, Password Protected, July 13, 2016
- Author, Marketplace Lenders May Be Supervised by CFPB in 2017, Subject to Inquiry, May 5, 2016
- Author, FAST Act Drives Long-Awaited Gramm-Leach-Bliley Amendment, Subject to Inquiry, Password Protected, January 15, 2016
- Author, FFIEC Assessment Helps Financial Institutions Prevent Cyber Attacks, Subject to Inquiry, July 29, 2015
- Author, Google Revamps Privacy and Security Settings, Password Protected, June 10, 2015
- Author, CFPB Proposal to End “Payday Debt Traps” Meets Serious Criticism, Subject to Inquiry, May 6, 2015