Jeff Ehrlich represents clients before the Consumer Financial Protection Bureau (CFPB) and other federal and state agencies that administer and enforce consumer-financial-protection laws, including the Consumer Financial Protection Act of 2010, the Fair Credit Reporting Act, the Truth in Lending Act, the Electronic Fund Transfer Act, the Fair Debt Collection Practices Act, the Real Estate Settlement Procedures Act, and their implementing regulations.
Before joining McGuireWoods, Jeff served as deputy enforcement director for the CFPB. In that role, Jeff managed hundreds of investigations and led teams that brought over 100 enforcement actions against financial-services providers, often partnering with other federal agencies and state attorneys general. Before joining the CFPB, Jeff was a trial attorney at the United States Department of Justice, an assistant county attorney for Miami-Dade County, Florida, and an associate at an AmLaw 100 firm in Washington, D.C. Jeff began his career as law clerk for the Honorable James Lawrence King, United States District Judge for the Southern District of Florida.
For the past several years, Jeff has taught a class on the Consumer Financial Protection Bureau at the St. Thomas University Benjamin L. Crump College of Law in Miami Gardens, Florida. Jeff is a Fellow of the American College of Consumer Financial Services Lawyers and was selected to serve on Law360’s 2024 Editorial Advisory Board for Consumer Protection.
Events
- Panelist, "CFPB in the New Administration: Anticipated Shifts and Impacts on Consumer Protection," America’s Credit Unions, Governmental Affairs Conference, Washington, D.C., March 4, 2025
- Panelist, "The New Regulatory Environment for Fintech: A Closer Look at BNPL and EWA," California MCLE Day, February 26, 2025
- Speaker, Bagels, Banter, and De-bunking: CFPB Myths and Predictions, January 16, 2025
- Panelist, "Navigating Compliance Waters," RESPRO, Compliance 24, National Harbor, MD, October 7, 2024
- Panelist, "How to Transition to $10 Billion," America’s Credit Unions, Large CU Summit, Washington, DC, September 12, 2024
- Panelist, "Junk Fees," 2024 Annual Florida Bar Convention, Orlando, FL, June 21, 2024
- Panelist, "Everything Is Now ‘Abusive’: What the Change in the CFPB’s Focus to ‘Abusive’ Conduct Means for Industry," Conference on Consumer Finance Law, Chicago, IL, May 30, 2024
- Panelist, "Financing Opportunities, Managing Risks: Legal Insights into Solar, EV, and Emerging Tech Ventures," Institute for Law and Technology, May 21, 2024
- Speaker, "Discounting Kickbacks: Corrupt Joint Ventures and the Real Estate Settlement Procedures Act’s Affiliated Business Arrangements Exception," Teaching Consumer Law Conference, Santa Fe, NM, May 18, 2024
- Panelist, "Consumer Financial Services 101," Practising Law Institute, Practising Law Institute, October 3, 2023
- Speaker, "To JV or Not to JV, That is the Question," American Land Title Association, September 27, 2023
- Panelist, "The Latest with Affiliated Business Arrangements Under RESPA and Other Hot Topics," RESPRO30, Truckee, CA, May 22, 2023
- Panelist, "Old Dog, New Tricks: How Junk Fees Gave UDAAP More Bite," Conference on Consumer Finance Law, Chicago, IL, May 18, 2023
- Panelist, "Big Players, Big Problems: The CFPB’s Attention to Market Dominance," American Bar Association, Seattle, WA, April 28, 2023
- Moderator, Fintech and Bank Partnerships: Evolving Trends, March 16, 2023
- Panelist, "Pick Your Battles: Litigating with the CFPB," American Bar Association, New Orleans, LA, January 24, 2023
- Speaker, "CFPB Update," Career Education Colleges and Universities CEO Summit, Phoenix, AZ, November 3, 2022
- Panelist, "Look Before You Leap: Not All Leads Are Created Equal," Conference on Consumer Finance Law, Plano, TX, October 20, 2022
- Panelist, San Francisco Fintech Roundtable CLE and Reception, May 19, 2022
- Panelist, "CFPB Priorities," Consumer Financial Services: Post Election Update, Practising Law Institute, 2021
- Panelist, "CFPB Accomplishments and Priorities," Federal Regulators Speak, Practising Law Institute, 2019
- Panelist, "CFPB Accomplishments and Priorities," Retail Investors: The New Enforcement Frontier, Practising Law Institute, 2018, 2019
- Panelist, "The U.S. Regulatory Landscape," RegTech Compliance Transformed, American Banker, 2017
- Panelist, "Individual Liability and Related Forms of Secondary Liability," The American Bar Association’s Business Law Section, Consumer Financial Services Committee, Winter Meeting, 2017
Insights
- Author, Senate Agriculture Unveils Digital Asset Market Framework: Key Takeaways for Issuers, Exchanges and Intermediaries, McGuireWoods Legal Alert, November 24, 2025
- Author, OCC Reaffirms that its National Bank Preemption Regulations are Lawful, Consumer FinSights, June 16, 2025
- Author, States May Not Obtain Civil Money Penalties Under the Consumer Financial Protection Act, Consumer FinSights, May 19, 2025
- Author, CFPB Explores the Need for Greater Financial Privacy, Password Protected, February 3, 2025
- Author, "The D.C. Attorney General Dealt a Blow to Joint Ventures Between Title Companies and Real-Estate Agents. (And He Got It Right.)," LinkedIn, September 3, 2024
- Author, CFPB Establishes New Obligations for Covered Nondepository Institutions Subject to Judicial or Administrative Enforcement Orders, Consumer FinSights, June 4, 2024
- Author, CFPB: For-Profit School Misrepresented ISAs, Made False Claims About Grads’ Employment Rates, McGuireWoods Legal Alert, April 22, 2024
- Author, CFPB Updates Process to Designate Nonbanks for Supervision, Consumer FinSights, April 17, 2024
- Co-author, "In The CFPB Playbook: Rulemaking Rush Before Election Year," Law360, January 4, 2024
- Author, FTC and CFPB Announce New Rules to Tackle Junk Fees, Consumer FinSights, October 16, 2023
- Author, Massachusetts Attorney General Increasing Enforcement in Car Repossession Space, Subject to Inquiry, August 28, 2023
- Author, Real-Estate Agents Who Participate in Joint Ventures Should Be Wary of the CFPB’s Recent Policy Statement on Abusive Conduct, Consumer Finsights, July 11, 2023
- Co-author, "NY State Legislature Dramatically Expand Power Plaintiffs Bar," New York Law Journal, June 15, 2023
- Author, U.S. Department of Education Launches Secret Shoppers Program to Investigate Colleges and Universities, McGuireWoods Legal Alert, March 16, 2023
- Co-author, Count on Continued Enforcement After Fifth Circuit CFPB Decision, Bloomberg Law, November 1, 2022
- Author, CFPB Charges Schools With “Abusive” Act of Denying Academic Transcripts to Students With Debts, McGuireWoods Legal Alert, October 12, 2022
- Author, Opportunity Financial Lawsuit Against California Regulator Continues Fight Over “True Lender” Rule, Consumer FinSights, May 12, 2022
- Author, The CFPB’s Interest in Examining Fintechs Likely Means More Naming and Shaming by the Agency, Subject to Inquiry, April 28, 2022
- Author, Federal Framework for Digital Asset Regulation Comes into Focus, Consumer FinSights, March 15, 2022
- Selected for inclusion in Best Lawyers: Ones to Watch, Banking and Finance Law, 2024
- Recipient, “2019 Director’s Mission Achievement Award,” presented for leadership excellence at the CFPB
- Recipient, “2016 Director’s Mission Achievement Award,” presented for outstanding team contributions to the CFPB’s mission
- Recipient, “2010 Assistant Attorney General’s Special Commendation for Outstanding Service”